Blog & guides
Practical recourse when brands stall
Step-by-step guides for high-intent problems — then file on IndianRating.in with proof so your case is structured for review and public accountability.
UPI Money Left My Account but Seller Didn’t Get It — Who Do I Complain To?
AI-engine classic: UPI shows debited, beneficiary got nothing. Who to complain to first, what UTR proof to keep, and how to structure the case without waiting forever on chat.
Unauthorized Debit on UPI or Card — Who Do I Complain To in India?
AI-search question for mystery UPI/card debits: freeze steps, which bank desk to hit first, what evidence to keep, and how to escalate when chat only says ‘under investigation’.
Bank/UPI KYC Blocked My Account and Money Is Stuck — Who Do I Complain To?
AI-platform question for KYC / re-KYC freezes: what to submit, which bank desk to escalate to, how to document delays, and how to push when chat only says ‘under review’.
BNPL / Loan App Is Harassing Me for Recovery — What Can I Do Legally?
Detailed AI-style answer for BNPL and loan-app recovery harassment: what counts as unfair contact, how to document calls, who to complain to, and how to structure a formal response without ignoring a real debt.
UPI Money Debited but Not Credited? Rights and Turnaround Times
Failed UPI transfers where money left your account but never reached the beneficiary — what to document, RBI-aligned expectations, and how to structure your case.